Chocolate and Icecream.
Treats.
(that was our table @ halloween, courtesy of someone else paying for the chocolate)
We all like treats. I like chocolate. I like it every few days, so a £1 pack of 4 lasts me a week. DS has a piece a day as does OH. That means they cost nearly £4 a week. And then theres the icecream lollies OH likes. There goes another 1 a day.
I know we all need treats. But this is getting expensive. All the double deckers have gone from last week, as have the icecreams. Which means we'll go into asda again this week and I'll feel I have to buy treats.
i pay for all the groceries, I do all the cooking.
I didn't make cake or pie therefor I had a jam sarny as something sweet at dinnertime and nothing at teatime.
I can do without.
I don't feel I can ask everyone else to do the same.
i wish I didn't have such a problem talking about money.
Today we bought some paint. I say we as I paid £40 of the £60 cost as OH didn't have enough. Watch this space as he said I'll give you the money back.
For the next few weeks I'm gonna try and not spend anything I really don't need.
I wanna fill the tin up to £1000by my birthday in april.
There's £630 in there now, but I have 3 family birthdays between now and then.
I shall try.
BBS x
It took me 6 years to get rid of my debt.
Three catalogues, 2 credit cards. None of which i should have been allowed to have in the first place. I even told the tesco card lady that I was on income support at the time (A while ago now) and she just said how much do you get? Oh thats enough 'earnings' to have a credit card. And the limit just kept going up. And on income support with 2 kids alot of the time it was how we ate, or heated. The last thing I managed to pay off was my overdraft as that was the cheapest form of 'borrowing' I could use.
And I am so glad its gone, trying to find the minimum payment every month was such a struggle. And on the minimum payment it never got any less. So I concentrated on one until it was paid then just moved along to the next.
Life is better without that hanging round my neck.
Trouble is I may have payed mine off but beloved hasn't. All the time I've been scrimping and careful, he had a debt that matched mine. I threw away all the catalogues and cut up the credit cards. It was the only way. Don't have them can't use them.
I suggested he cut up his card too. But i might need it for emergencies was his reply. That was 7 years ago now. Its still in his wallet and he still uses it.
Trouble is that means the debt is hanging around near me too, it affects me too even though he doesn't think it does. "I need £ to make this months payment, can I borrow some till this cheque clears? "
And the IOU's annoy me. Especially when he forgets them. Like the receipt for petfood thats sitting on the noticeboard. Just under £40.
And just got the leccy bill :( over 250 cos the vat goes up if its over a certain amount. And he doesn't help with that either even though he uses it for his business.
