Three catalogues, 2 credit cards. None of which i should have been allowed to have in the first place. I even told the tesco card lady that I was on income support at the time (A while ago now) and she just said how much do you get? Oh thats enough 'earnings' to have a credit card. And the limit just kept going up. And on income support with 2 kids alot of the time it was how we ate, or heated. The last thing I managed to pay off was my overdraft as that was the cheapest form of 'borrowing' I could use.
And I am so glad its gone, trying to find the minimum payment every month was such a struggle. And on the minimum payment it never got any less. So I concentrated on one until it was paid then just moved along to the next.
Life is better without that hanging round my neck.
Trouble is I may have payed mine off but beloved hasn't. All the time I've been scrimping and careful, he had a debt that matched mine. I threw away all the catalogues and cut up the credit cards. It was the only way. Don't have them can't use them.
I suggested he cut up his card too. But i might need it for emergencies was his reply. That was 7 years ago now. Its still in his wallet and he still uses it.
Trouble is that means the debt is hanging around near me too, it affects me too even though he doesn't think it does. "I need £ to make this months payment, can I borrow some till this cheque clears? "
And the IOU's annoy me. Especially when he forgets them. Like the receipt for petfood thats sitting on the noticeboard. Just under £40.
And just got the leccy bill :( over 250 cos the vat goes up if its over a certain amount. And he doesn't help with that either even though he uses it for his business.
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